Company structure
Confirm how the company will own the property and who will be responsible for the application and mortgage.
Limited company Buy to Let mortgages
Buying through a limited company can change the ownership, application and tax questions you need to consider. Understand the structure before comparing products.
What should you compare?
Affordability and rent
Lenders may assess expected rental income, the property and the applicants using their own criteria.
Costs
Compare product fees, company and legal costs, valuation costs and any charges that may apply.
Tax and accounting
Mortgage advice does not replace tax or accounting advice. Ask a qualified professional about your circumstances.
Questions to take to an advisor
- Is the property and company structure acceptable?
- What evidence of income and rent is needed?
- How do rates and fees compare with personal ownership?
- What happens if I later sell or refinance?
- Which legal, tax and accounting questions need separate advice?
Talk to a mortgage advisor
Share your details if you would like an advisor to discuss this guide and your circumstances.