The term "remortgaging" used to carry negative connotations, often linked to poor financial management or desperation. However, times have changed, and today, remortgaging is widely recognised as a savvy financial decision—much like switching to a 0% interest credit card to save money.
Your mortgage is likely to be your largest financial commitment, as well as your biggest monthly expense. With that in mind, it’s crucial to stay in control and not let it become more costly than it needs to be.
One of the biggest mistakes homeowners make is allowing their fixed-rate mortgage to expire and revert to their lender’s Standard Variable Rate (SVR). In most cases, this means a significant jump in monthly repayments. By remortgaging at the right time, you can switch to a new deal with a more competitive rate—helping you save money rather than paying more than necessary.
Beyond securing a better rate, remortgaging can also be an effective way to release equity from your home. Whether you’re looking to fund home improvements, consolidate debts, or cover other major expenses, a remortgage could provide a practical financial solution.
Our expert advisors search the whole market to find the best mortgage deals tailored to your needs. Whether you’re looking to reduce your monthly payments or unlock funds from your property, we’re here to guide you through the process and ensure you make the most of your mortgage.
There are a multitude of reasons why remortgaging your property makes sense.
Reasons to Remortgage
Get a better rate
The lenders SVR rate is more than a fixed, don't spend more than you have to.
Raise Money
Use equity built up in your property to raise cash for home improvements etc.
Consolidate Debt
Add debt to your mortgage at a lower interest rate than a traditional loan*.
Reduce Term
Pay your mortgage over a shorter period of time if circumstances change.
Get Started
Are you ready to get started with your remortgage and see how much you could save?
Simply click the button below to be directed to our simple application process.
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