.skip-link{position:absolute;left:16px;top:-100px;z-index:100;padding:12px 16px;color:#fff;background:#261838;border-radius:8px}.skip-link:focus{top:16px}
:root{--page:#f7f4f8;--ink:#241b31;--green:#35234f;--green-dark:#261838;--gold:#f2cf73}*{box-sizing:border-box}html,body{min-width:320px;min-height:100%;margin:0;background:var(--page);color:var(--ink);font-family:"Public Sans","Segoe UI",Tahoma,Arial,sans-serif;font-size:18px;line-height:1.55}.top-nav{width:100%;margin:auto;padding:22px max(20px,calc((100% - 1120px)/2));background:#fff;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{color:var(--green);text-decoration:none;font-size:20px;font-weight:500;letter-spacing:-.02em;white-space:nowrap}.top-nav nav{display:flex;align-items:center;gap:28px}.top-nav nav a{color:var(--green-dark);font-size:16px;text-decoration:none}.top-nav nav a[aria-current=page]{color:var(--ink)}.top-nav nav a:hover,.top-nav nav a:focus-visible{text-decoration:underline}.top-nav nav a:focus-visible,.brand:focus-visible,a:focus-visible{outline:4px solid var(--gold);outline-offset:3px}.nav-menu{position:relative}.nav-menu-toggle{display:inline-flex;align-items:center;gap:7px;padding:0;border:0;color:var(--green-dark);background:transparent;font:inherit;font-size:16px;font-weight:400;cursor:pointer}.nav-menu-toggle .fa-chevron-down{font-size:16px;line-height:1;transition:transform .2s}.nav-menu-toggle[aria-expanded=true] .fa-chevron-down{transform:rotate(180deg)}.nav-menu-toggle:focus-visible{outline:4px solid var(--gold);outline-offset:3px}.nav-menu-panel{position:absolute;right:0;top:calc(100% + 12px);z-index:40;display:grid;min-width:220px;gap:3px;padding:8px;border:1px solid #d8e2e8;border-radius:12px;background:#fff;box-shadow:0 16px 35px rgba(36,27,49,.16)}.nav-menu-panel[hidden]{display:none!important}.top-nav nav .nav-menu-panel a{display:block;padding:10px 12px;border-radius:8px;color:var(--green-dark);font-size:15px!important;font-weight:500;white-space:nowrap}.top-nav nav .nav-menu-panel a:hover,.top-nav nav .nav-menu-panel a:focus-visible{background:#f1edf6;text-decoration:none}@media(max-width:620px){.top-nav{padding:18px 16px;align-items:flex-start;flex-wrap:wrap}.brand{font-size:18px}.top-nav nav{width:100%;min-width:0;justify-content:flex-start;align-items:center;flex-wrap:wrap;gap:8px 16px}.top-nav nav a{font-size:15px}.nav-menu-panel{right:-8px;top:calc(100% + 10px)}}.mortgage-page{width:min(100% - 40px,1120px);margin:auto;padding:34px 0 84px;overflow:visible}html,body{overflow-x:hidden}.mortgage-page .breadcrumb{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 18px;color:#5f7281;font-size:14px;align-items:center;line-height:18px;min-height:18px}.mortgage-page .breadcrumb a{color:var(--green-dark);font-weight:500;text-decoration:none}.mortgage-page .breadcrumb a:hover{text-decoration:underline}.mortgage-hero{position:relative;isolation:isolate;display:flex;flex-direction:column;justify-content:center;min-height:390px;width:100vw;max-width:none;margin:0 calc(50% - 50vw);padding:clamp(48px,7vw,82px) max(20px,calc((100vw - 1120px)/2));overflow:hidden;background:linear-gradient(125deg,#d0aa4d 0%,var(--gold) 57%,#f7dc95 100%);box-shadow:0 22px 55px rgba(36,27,49,.14)}.mortgage-hero::before,.mortgage-hero::after,.mortgage-callout::before,.mortgage-callout::after{position:absolute;z-index:-1;border-radius:50%;content:""}.mortgage-hero::before{width:520px;height:520px;right:-150px;top:-190px;background:rgba(255,255,255,.28)}.mortgage-hero::after{width:400px;height:400px;right:130px;bottom:-260px;background:rgba(53,35,79,.09)}.mortgage-hero h1{position:relative;z-index:1;max-width:760px;margin:0;color:var(--ink);font-size:clamp(38px,5vw,60px);font-weight:400;letter-spacing:-.045em;line-height:1.06}.mortgage-hero p{position:relative;z-index:1;max-width:700px;margin:22px 0 0;color:#4c4056;font-size:20px}.mortgage-hero .eyebrow{position:relative;z-index:1}.mortgage-actions{position:relative;z-index:1;display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.mortgage-button{display:inline-flex;align-items:center;justify-content:center;min-height:56px;padding:13px 22px;border-radius:11px;font-size:17px;font-weight:600;text-decoration:none}.mortgage-button.primary{color:#fff;background:var(--green);box-shadow:0 4px 0 rgba(38,24,56,.12)}.mortgage-button.primary:hover{background:var(--green-dark)}.mortgage-button.secondary{border:1px solid #c4d1d7;color:var(--ink);background:#fff}.mortgage-button.secondary:hover{border-color:#b59aca;background:#fbf9fc}.mortgage-button .fa-arrow-right{margin-left:9px;font-size:14px}.mortgage-section{margin-top:64px}.mortgage-section h2{max-width:800px;margin:0;color:var(--ink);font-size:clamp(30px,4vw,42px);font-weight:400;letter-spacing:-.035em;line-height:1.12}.mortgage-section h3{color:var(--ink)}.mortgage-lede{max-width:780px;margin:16px 0 0;color:#5f7281;font-size:18px}.mortgage-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:26px}.mortgage-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.mortgage-card{padding:25px;border:1px solid #d8e2e8;border-radius:16px;background:#fff;box-shadow:0 12px 30px rgba(36,27,49,.07)}.mortgage-card h3{margin:0;font-size:21px;font-weight:600;letter-spacing:-.02em}.mortgage-card p{margin:10px 0 0;color:#5f7281;font-size:17px}.mortgage-card ul{margin:12px 0 0;padding-left:20px;color:#5f7281;font-size:16px}.mortgage-card li+li{margin-top:6px}.mortgage-card a,.mortgage-lede a{color:var(--green-dark);font-weight:600}.mortgage-callout{position:relative;isolation:isolate;overflow:hidden;margin-top:30px;padding:30px;border-radius:18px;color:var(--ink);background:linear-gradient(125deg,#d0aa4d 0%,var(--gold) 57%,#f7dc95 100%);box-shadow:0 18px 45px rgba(36,27,49,.11),0 2px 8px rgba(36,27,49,.05)}.mortgage-callout::before{width:300px;height:300px;right:-90px;top:-150px;background:rgba(255,255,255,.28)}.mortgage-callout::after{width:240px;height:240px;right:110px;bottom:-170px;background:rgba(53,35,79,.09)}.mortgage-callout h2{position:relative;z-index:1}.mortgage-callout p{position:relative;z-index:1;max-width:760px;margin:12px 0 0;color:#4c4056;font-size:18px}.mortgage-callout .mortgage-button{position:relative;z-index:1;margin-top:22px}.mortgage-table-wrap{margin-top:26px;overflow-x:auto;border:1px solid #d8e2e8;border-radius:16px;background:#fff;box-shadow:0 12px 30px rgba(36,27,49,.07)}.mortgage-table{width:100%;min-width:680px;border-collapse:collapse;text-align:left}.mortgage-table th,.mortgage-table td{padding:16px 18px;border-bottom:1px solid #d8e2e8;vertical-align:top}.mortgage-table th{color:var(--ink);background:#fbf9fc;font-size:16px;font-weight:700}.mortgage-table td{color:#5f7281;font-size:16px}.mortgage-table tr:last-child th,.mortgage-table tr:last-child td{border-bottom:0}.formula-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:26px}.formula-card{padding:24px;border:1px solid #e6dced;border-radius:16px;background:#f7f1fb}.formula-card strong{display:block;color:var(--green-dark);font-size:16px}.formula-card span{display:block;margin-top:9px;color:var(--ink);font-size:23px;font-weight:700;letter-spacing:-.02em}.formula-card p{margin:9px 0 0;color:#5f7281;font-size:16px}.process-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:26px;padding:0;list-style:none;counter-reset:process}.process-step{position:relative;padding:25px 22px 22px;border:1px solid #d8e2e8;border-radius:16px;background:#fff;counter-increment:process}.process-step::before{display:grid;place-items:center;width:32px;height:32px;margin-bottom:16px;border-radius:50%;color:#fff;background:var(--green);content:counter(process);font-size:15px;font-weight:700}.process-step h3{margin:0;color:var(--ink);font-size:19px;font-weight:600}.process-step p{margin:8px 0 0;color:#5f7281;font-size:16px}.checklist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 28px;margin:26px 0 0;padding:0;list-style:none}.checklist li{position:relative;padding-left:29px;color:#5f7281;font-size:17px}.checklist li::before{position:absolute;left:0;top:4px;color:var(--green);font-family:"Font Awesome 6 Free";font-size:16px;font-weight:900;content:"\f00c"}.faq-list{margin-top:24px;border-top:1px solid #d8e2e8}.faq-list details{padding:18px 0;border-bottom:1px solid #d8e2e8}.faq-list summary{cursor:pointer;color:var(--ink);font-size:18px;font-weight:600;list-style:none}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary::after{float:right;margin-left:20px;color:var(--green);font-family:"Font Awesome 6 Free";font-size:14px;font-weight:900;content:"\f078"}.faq-list details[open] summary::after{content:"\f077"}.faq-list details p{max-width:820px;margin:12px 28px 0 0;color:#5f7281;font-size:17px}.mortgage-enquiry{display:grid;grid-template-columns:.9fr 1.1fr;gap:42px;margin-top:64px;padding:36px;border-radius:20px;background:#fff;box-shadow:0 18px 45px rgba(36,27,49,.11),0 2px 8px rgba(36,27,49,.05)}.mortgage-enquiry h2{margin:0;font-size:clamp(30px,4vw,40px);line-height:1.08}.mortgage-enquiry-copy p{margin:14px 0 0;color:#5f7281;font-size:17px}.mortgage-enquiry-form{display:grid;gap:16px}.mortgage-form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.mortgage-enquiry-form label{display:block;color:var(--ink);font-size:16px;font-weight:600}.mortgage-enquiry-form input,.mortgage-enquiry-form select,.mortgage-enquiry-form textarea{width:100%;min-height:52px;margin-top:7px;padding:10px 13px;border:2px solid #d8e2e8;border-radius:10px;color:var(--ink);background:#fff;font:inherit}.mortgage-enquiry-form textarea{min-height:92px;resize:vertical}.mortgage-enquiry-form input:focus,.mortgage-enquiry-form select:focus,.mortgage-enquiry-form textarea:focus{border-color:var(--green);outline:0;box-shadow:0 0 0 4px rgba(53,35,79,.14)}.mortgage-enquiry-form button{justify-self:start;min-height:54px;padding:12px 21px;border:0;border-radius:10px;color:#fff;background:var(--green);font:inherit;font-size:17px;font-weight:600;cursor:pointer}.mortgage-enquiry-form button:hover{background:var(--green-dark)}.mortgage-enquiry-form button:disabled{cursor:wait;opacity:.65}.mortgage-enquiry-form small{color:#5f7281;font-size:14px}.mortgage-status{margin:0;padding:14px 16px;border-radius:10px;color:var(--green-dark);background:#f2edf9;font-size:16px;font-weight:600}.mortgage-status[hidden]{display:none}.mortgage-status.failure{color:#ad3d34;background:#fbeceb}.risk-note{margin:24px 0 0;color:#5f7281;font-size:14px}.risk-note strong{color:var(--ink)}@media(max-width:760px){.mortgage-page{width:min(100% - 32px,1120px);padding:26px 0 60px}.mortgage-hero{padding:48px 20px;min-height:0}.mortgage-grid,.mortgage-grid.three,.formula-grid,.mortgage-enquiry{grid-template-columns:1fr}.process-list{grid-template-columns:repeat(2,minmax(0,1fr))}.mortgage-enquiry{gap:26px;padding:28px}.mortgage-table{min-width:650px}}@media(max-width:620px){.mortgage-hero{padding:42px 20px 46px}.mortgage-hero h1{font-size:clamp(36px,11vw,48px)}.mortgage-hero p{font-size:17px}.mortgage-section{margin-top:48px}.mortgage-section h2{font-size:clamp(29px,9vw,36px)}.mortgage-lede{font-size:17px}.process-list,.checklist,.mortgage-form-grid{grid-template-columns:1fr}.mortgage-card{padding:22px}.mortgage-callout{padding:24px}.mortgage-enquiry{padding:24px 20px}.mortgage-button{width:100%}.mortgage-table th,.mortgage-table td{padding:14px}.faq-list summary{font-size:17px}}

.mortgage-mid-cta{position:relative;isolation:isolate;display:flex;align-items:center;width:100%;margin-top:30px;padding:24px 28px;overflow:hidden;border-radius:18px;background:linear-gradient(125deg,#d0aa4d 0%,var(--gold) 57%,#f7dc95 100%);box-shadow:0 18px 45px rgba(36,27,49,.11),0 2px 8px rgba(36,27,49,.05)}.mortgage-mid-cta::before,.mortgage-mid-cta::after{position:absolute;z-index:-1;border-radius:50%;content:""}.mortgage-mid-cta::before{width:240px;height:240px;right:-90px;top:-140px;background:rgba(255,255,255,.28)}.mortgage-mid-cta::after{width:190px;height:190px;right:90px;bottom:-140px;background:rgba(53,35,79,.09)}.mortgage-mid-cta .mortgage-button{position:relative;z-index:1;margin:0;border:0;color:#fff;background:var(--green);box-shadow:0 4px 0 rgba(38,24,56,.12)}.mortgage-mid-cta .mortgage-button:hover{background:var(--green-dark)}@media(max-width:620px){.mortgage-mid-cta{padding:20px}.mortgage-mid-cta .mortgage-button{width:100%}}.mortgage-borrowing-calculator{margin-top:30px;padding:30px;border:1px solid #e6dced;border-radius:18px;background:#f7f1fb;box-shadow:0 12px 30px rgba(36,27,49,.07)}.mortgage-borrowing-calculator h3{margin:0;color:var(--ink);font-size:24px;font-weight:600;letter-spacing:-.02em}.mortgage-borrowing-calculator-intro{max-width:760px;margin:10px 0 0;color:#5f7281;font-size:17px}.mortgage-borrowing-calculator label{display:block;max-width:360px;margin-top:22px;color:var(--ink);font-size:16px;font-weight:600}.mortgage-borrowing-calculator input{width:100%;min-height:54px;margin-top:7px;padding:10px 13px;border:2px solid #d8e2e8;border-radius:10px;color:var(--ink);background:#fff;font:inherit;font-size:18px}.mortgage-borrowing-calculator input:focus{border-color:var(--green);outline:0;box-shadow:0 0 0 4px rgba(53,35,79,.14)}.mortgage-borrowing-results{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:26px}.mortgage-borrowing-result{padding:20px;border-radius:14px;background:#fff}.mortgage-borrowing-result.higher{border:1px solid #ead69c;background:#fffaf0}.mortgage-borrowing-result-label{display:block;color:#5f7281;font-size:15px;font-weight:600}.mortgage-borrowing-result strong{display:block;margin-top:6px;color:var(--ink);font-size:clamp(28px,4vw,38px);letter-spacing:-.04em;line-height:1.1}.mortgage-borrowing-result small{display:block;margin-top:8px;color:#5f7281;font-size:14px;line-height:1.45}.mortgage-borrowing-disclaimer{margin:20px 0 0;color:#5f7281;font-size:14px;line-height:1.5}.mortgage-calculator-page .mortgage-hero{min-height:330px}.mortgage-calculator-page .mortgage-borrowing-calculator{margin-top:0}@media(max-width:620px){.mortgage-borrowing-calculator{padding:22px}.mortgage-borrowing-results{grid-template-columns:1fr}.mortgage-borrowing-calculator input{font-size:17px}}.mortgage-calculators-intro{max-width:780px;margin:16px 0 0;color:#5f7281;font-size:18px}.mortgage-calculator-stack{display:grid;gap:30px;margin-top:30px}.mortgage-ltv-calculator{padding:30px;border:1px solid #e6dced;border-radius:18px;background:#f7f1fb;box-shadow:0 12px 30px rgba(36,27,49,.07)}.mortgage-ltv-calculator h2{margin:0;color:var(--ink);font-size:clamp(28px,4vw,38px);font-weight:400;letter-spacing:-.035em;line-height:1.12}.mortgage-ltv-calculator p{max-width:760px;margin:10px 0 0;color:#5f7281;font-size:17px}.mortgage-ltv-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:24px}.mortgage-ltv-calculator label{display:block;color:var(--ink);font-size:16px;font-weight:600}.mortgage-ltv-calculator input{width:100%;min-height:54px;margin-top:7px;padding:10px 13px;border:2px solid #d8e2e8;border-radius:10px;color:var(--ink);background:#fff;font:inherit;font-size:18px}.mortgage-ltv-calculator input:focus{border-color:var(--green);outline:0;box-shadow:0 0 0 4px rgba(53,35,79,.14)}.mortgage-ltv-results{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:26px}.mortgage-ltv-result{padding:20px;border-radius:14px;background:#fff}.mortgage-ltv-result-label{display:block;color:#5f7281;font-size:15px;font-weight:600}.mortgage-ltv-result strong{display:block;margin-top:6px;color:var(--ink);font-size:clamp(28px,4vw,38px);letter-spacing:-.04em;line-height:1.1}.mortgage-ltv-result small{display:block;margin-top:8px;color:#5f7281;font-size:14px;line-height:1.45}.mortgage-ltv-note{margin-top:20px!important;font-size:14px!important;line-height:1.5}.mortgage-calculator-link{margin-top:18px;color:#5f7281;font-size:16px}.mortgage-calculator-link a{color:var(--green-dark);font-weight:600}@media(max-width:620px){.mortgage-ltv-calculator{padding:22px}.mortgage-ltv-fields,.mortgage-ltv-results{grid-template-columns:1fr}.mortgage-ltv-calculator input{font-size:17px}}
.mortgage-enquiry{color:#fff;background:linear-gradient(125deg,#261838 0%,#35234f 58%,#4a9c8b 100%)}
.mortgage-enquiry-copy h2{color:#fff}
.mortgage-enquiry-copy p{color:#e5dced}
.mortgage-enquiry-form{padding:28px;border-radius:18px;background:#fff}
.mortgage-enquiry{display:block}
.mortgage-enquiry-copy{max-width:680px;margin:0 auto;text-align:center}
.mortgage-enquiry-form{max-width:680px;margin:28px auto 0;text-align:left}
.mortgage-enquiry{width:100vw;max-width:none;margin-left:calc(50% - 50vw);margin-right:calc(50% - 50vw);padding-left:max(20px,calc((100vw - 1120px)/2));padding-right:max(20px,calc((100vw - 1120px)/2))}
@media(max-width:620px){.mortgage-enquiry-form{padding:20px}}
@media(max-width:620px){.mortgage-enquiry{padding-left:16px;padding-right:16px}}
.mortgage-page{padding-bottom:0}
.mortgage-enquiry{border-radius:0}



/* Inline hero links follow the hero background */
.mortgage-hero p a{color:var(--ink);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}