.tool-shell{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);gap:28px;margin-top:32px}.tool-panel,.tool-record{border:1px solid #ddd4e5;border-radius:20px;background:#fff;box-shadow:0 16px 40px rgba(36,27,49,.08)}.tool-panel{padding:clamp(24px,4vw,38px)}.tool-kicker{margin:0 0 8px;color:#6c597b;font-size:14px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.tool-panel h2,.tool-record h2{margin:0;color:#241b31;font-size:clamp(27px,4vw,38px);font-weight:500;letter-spacing:-.035em;line-height:1.12}.tool-intro{max-width:720px;margin:12px 0 0;color:#5f5967}.tool-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:28px}.tool-fields.one{grid-template-columns:minmax(0,420px)}.tool-field{display:block;color:#241b31;font-size:16px;font-weight:700}.tool-input{position:relative;display:flex;align-items:center;margin-top:8px}.tool-input span{position:absolute;left:15px;color:#62596b;font-weight:700;pointer-events:none}.tool-input input{width:100%;min-height:58px;padding:11px 14px 11px 39px;border:2px solid #d8d0df;border-radius:12px;color:#241b31;background:#fff;font:inherit;font-size:18px}.tool-input input:focus{border-color:#35234f;outline:0;box-shadow:0 0 0 4px rgba(53,35,79,.14)}.tool-help{display:block;margin-top:7px;color:#6b6570;font-size:13px;font-weight:400}.tool-record{position:relative;align-self:start;overflow:hidden;padding:30px;background:#35234f;color:#fff}.tool-record::before{position:absolute;inset:0 0 auto;height:7px;background:#f2cf73;content:""}.tool-record .tool-kicker{color:#f2cf73}.tool-record h2{color:#fff}.tool-results{display:grid;gap:0;margin-top:22px}.tool-result{padding:17px 0;border-top:1px solid rgba(255,255,255,.16)}.tool-result span{display:block;color:#d9cfdf;font-size:14px}.tool-result strong{display:block;margin-top:4px;color:#fff;font-size:clamp(28px,4vw,42px);font-weight:700;letter-spacing:-.045em;line-height:1.08}.tool-result small{display:block;margin-top:5px;color:#cfc4d7;font-size:13px}.tool-status{min-height:24px;margin:18px 0 0;color:#ffe6a7;font-size:14px;font-weight:600}.tool-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.tool-actions button{min-height:44px;padding:9px 14px;border:1px solid rgba(255,255,255,.32);border-radius:9px;color:#fff;background:transparent;font:inherit;font-size:14px;font-weight:700;cursor:pointer}.tool-actions button:hover,.tool-actions button:focus-visible{border-color:#f2cf73;background:rgba(242,207,115,.12)}.tool-actions button:focus-visible{outline:3px solid #f2cf73;outline-offset:2px}.tool-note{margin:22px 0 0;padding:17px 19px;border-left:5px solid #f2cf73;border-radius:0 10px 10px 0;color:#56505c;background:#fffaf0;font-size:14px}.tool-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:26px}.tool-link{display:block;padding:20px;border:1px solid #ddd4e5;border-radius:14px;color:#35234f;background:#fff;text-decoration:none}.tool-link strong{display:block;font-size:17px}.tool-link span{display:block;margin-top:5px;color:#6b6570;font-size:14px}.tool-link:hover{border-color:#b49dc4;transform:translateY(-2px)}.tool-cta{display:flex;align-items:center;justify-content:space-between;gap:24px;margin:64px 0 0;padding:30px;border-radius:18px;background:#f2cf73}.tool-cta h2{margin:0;font-size:clamp(26px,4vw,36px);font-weight:500;letter-spacing:-.03em}.tool-cta p{margin:8px 0 0;color:#4c4056}.tool-cta .mortgage-button{flex:0 0 auto}.tool-explainer{max-width:820px}.tool-explainer p,.tool-explainer li{color:#5f5967}.tool-explainer li+li{margin-top:8px}@media(max-width:820px){.tool-shell{grid-template-columns:1fr}.tool-record{position:static}.tool-links{grid-template-columns:1fr}.tool-cta{align-items:flex-start;flex-direction:column}}@media(max-width:620px){.tool-fields{grid-template-columns:1fr}.tool-panel,.tool-record{padding:22px}.tool-cta{margin-top:48px;padding:24px}.tool-cta .mortgage-button{width:100%}}@media print{.top-nav,.breadcrumb,.mortgage-hero,.tool-links,.tool-cta,.mortgage-warning,.site-footer,.tool-panel,.tool-actions{display:none!important}.mortgage-page{width:100%;padding:0}.tool-shell{display:block;margin:0}.tool-record{color:#000;background:#fff;border:1px solid #777;box-shadow:none}.tool-record h2,.tool-result strong{color:#000}.tool-record .tool-kicker,.tool-result span,.tool-result small{color:#333}}
@media(prefers-reduced-motion:reduce){.tool-link{transition:none}.tool-link:hover{transform:none}}